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Who we Are

WesAmerica Mortgage Corporation provides flexible, non-bank real estate financing solutions, helping clients close complex deals with speed and confidence.

Corporate Office

Location

200 East Randolph Street Suite 5170 Chicago, Illinois 60610

Make A Call

312-949-4011

Southwest Regional Office

Location

Albuquerque, New Mexico

Make A Call

505-520-2155

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Email Address

info@wesamericamortgage.com

Loan Programs

Home Loan Programs
Fast, Flexible Funding When Banks Say No

Hard Money & Private Loans

WesAmerica Mortgage Corporation deliver fast, asset-based real estate funding tailored to your goals and timeline.

WesAmerica offers hard money and private loans tailored for real estate investors needing quick access to capital. Whether you’re purchasing a fix-and-flip property, navigating a credit-challenged scenario, or need funds in a hurry, our asset-based lending approach ensures approvals based on property value, not just credit. Loan amounts range from $100K to $20M with closings in 5–10 days, helping you move fast and win competitive deals.

Bridge the Gap Between Opportunity and Long-Term Financing

Bridge & Short-Term Loans Loans

We provide fast, asset-based bridge and short-term loans tailored to your timeline and investment strategy.

Bridge loans provide short-term capital to help you acquire a new property while selling another or waiting for long-term financing to finalize. Perfect for time-sensitive transactions, auctions, or transitional investments, WesAmerica’s bridge loans offer flexible terms (6–24 months) and fast approvals, backed by our private investor network or in-house funding. Get the liquidity you need to move quickly and strategically.

Smart Financing for Income-Producing Real Estate

Commercial & Investment Property Loans Loans

WesAmerica Mortgage Corporation provides fast, asset-based funding for commercial investment properties.

WesAmerica provides customized commercial loans for multi-family, mixed-use, retail, and industrial properties. Whether you’re purchasing, refinancing, or cashing out, we offer competitive rates, flexible underwriting, and loan amounts up to $20M. Our programs are ideal for real estate investors, trusts, LLCs, and corporations looking to grow their portfolio or stabilize assets with longer-term funding.

Funding Solutions Built for Real Estate Success.

Why Choose WesAmerica Mortgage Corporation

Quick Closings

We understand timing is everything in real estate. That’s why we offer closings in as little as 5–10 days for qualified deals—helping you move quickly, stay competitive, and seize opportunities without traditional delays.

Flexible Loan Amounts

From $100K to $20M, our lending power covers a wide range of project sizes. Whether you're acquiring, refinancing, or renovating, we’re equipped to support your funding needs with scalable, investor-friendly options.

Flexible Underwriting

We evaluate deals based on property value—not just credit scores. Our asset-based lending approach welcomes A through D credit borrowers, making funding accessible for investors in unique or credit-challenged situations.

Direct & Broker-Friendly Funding

We offer direct lending from in-house capital and have a robust network of private investors. Whether you're a borrower or a broker, we’ll structure financing that fits the deal and gets results.

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