Your Trusted Private Lending Partner — Since 2011

Smart Financing for Complex Real Estate & Business Deals

WesAmerica Mortgage Corporation offers strategic real estate and business funding for investors, entrepreneurs, and credit-challenged borrowers. We go beyond traditional banks to secure tailored financial solutions that get your deals closed—fast.

Flexible Real Estate Financing

From fix-and-flip to multi-family and blanket loans, we tailor funding for all property types.

Solutions for Challenging Credit

We specialize in non-bank lending for borrowers with unique situations or impaired credit.

End-to-End Business Loan Solutions

From SBA and equipment loans to working capital and factoring, we fuel your business growth.

Fast, Relationship-Based Process

We treat every deal as our own—offering quick underwriting, direct communication, and real results.

Douglas M. Bourgoin
CEO & Founder
Who We Are

Your Professional Partner in Real Estate & Business Financing

WesAmerica Mortgage Corporation has been empowering real estate investors and business owners with flexible, non-bank lending solutions since 2011. We specialize in financing complex deals, even in credit-challenged situations, with fast approvals, personalized service, and a deep commitment to getting your deal done.

Fast, Flexible Approvals

Simplified underwriting for quicker closings—even with credit challenges or unique property types.

Trusted Lending Partners

Backed by private investors and top commercial lenders to fund your deal with confidence.

Popular Services

We Provide Modern Business Consulting Solutions

Fix & Flip Loans

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Commercial Loans

Financing for multi-family, industrial, mixed-use, and retail investments.

Hard Money Loans

Get fast approvals based on property value—not your credit history.

Our Approach

Learn About Our Working Process

01
Connect with Our Team

Discuss your goals and financing needs.

02
Quick Underwriting Preview

Submit basic info; we’ll run property-based valuations.

03
Approval & Capital Matching

Access our private investor network or direct funding.

04
Efficient Closing

Seamless documentation and execution to get your deal funded.

Connect With Our Experts

Speak with our team to outline your goals and discuss tailored financing solutions.

Quick Loan Review

Quick Loan Review Submit property details for a quick valuation and preliminary loan review process.

Get Matched With Capital

We’ll connect you with private lenders or offer direct in-house funding options.

Close Quickly and Smoothly

Our team ensures fast documentation and closing so your deal gets funded fast.

Our Commitment

Financing the Underserved with Purpose

At WesAmerica Mortgage Corporation, our mission is grounded in empowering borrowers who have been overlooked or underserved by traditional lenders. We believe every viable deal deserves a chance—regardless of credit challenges or complex financial backgrounds.

With a flexible, non-bank approach and a deep understanding of real-world real estate needs, we broaden lending access, streamline the approval process, and help our broker partners close more deals for more clients. Our commitment is to show up, dig in, and deliver funding solutions where others say no.

We don’t just fund loans—we finance possibilities.

Expert Support Team

Get direct access to our experienced Non-QM underwriters and deal structure specialists—dedicated to helping you close complex loans with confidence.

Smart Technology Platform

Our modern lending portal is designed for speed and simplicity, giving you faster approvals, seamless uploads, and real-time loan updates.

Free Marketing Tools

Stand out from the competition with professional, ready-to-use marketing resources tailored to attract Non-QM and investor-focused clients.

Experienced Loan Experts

Partner with seasoned loan executives who understand your challenges and are committed to getting your deals across the finish line—every time.

Real estate agents shake hands after the signing of the contract agreement is complete.
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Who We Serve

Access Reliable Private Lending You Can Trust

Over 10 Years of Excellence in Private Mortgage Lending

At WesAmerica Mortgage Corporation, we specialize in fast, flexible lending solutions for real estate investors, brokers, and private lenders. Whether you’re funding your next deal, helping clients close fast, or seeking strong returns — our non-bank loan programs are designed to move with the speed of your business. No red tape. No delays. Just real capital when it counts.

Borrowers

Get fast funding for real estate deals—even with credit challenges. WesAmerica offers private, hard money, and bridge loans ranging from $100K to $20M, typically funded in 10 days or less.

Brokers

Close more deals with WesAmerica’s non-bank lending solutions for both residential and commercial projects. When traditional financing fails, we’re your strategic lending partner.

Investors

Partner with WesAmerica to diversify your investment portfolio while minimizing risk. Gain access to carefully underwritten loan opportunities that deliver competitive returns.

Get Consultations

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News & Blog

Read Our Latest Consulting News & Blog

Understanding Hard Money Loans – A Guide for First-Time Real Estate Investors

Hard money loans provide fast, flexible financing for real estate investors—ideal for seizing time-sensitive deals and helping non-traditional borrowers access quick capital with ease.

Read More

Business Financing Basics – Unlock Growth with the Right Funding Strategy

Discover how WesAmerica’s business financing solutions—working capital, equipment loans, and term funding—can drive your company’s growth, stability, and long-term success with confidence.

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Bridge Loans Explained – Fast Financing When Timing Is Everything

Bridge loans provide immediate capital for investors looking to secure property quickly. Learn how WesAmerica Mortgage Corporation helps you close deals with speed and confidence.

Read More